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	<title>How to Retire Early</title>
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	<description>Personal Finance and Investment Information for CalPERS / CalSTRS / UCRP members</description>
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		<title>IRS Tax Refund Delay 2011</title>
		<link>http://early-retirement-plan.com/irs-tax-refund-delay-2011/</link>
		<comments>http://early-retirement-plan.com/irs-tax-refund-delay-2011/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 01:22:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=238</guid>
		<description><![CDATA[Due to the late passage of tax relief in Congress during December of 2010, the IRS is recommending that taxpayers wait to file if they fall into certain categories. If you are affected, you may not file your taxes until mid to late February. That means your refund from the IRS will be delayed.  The [...]]]></description>
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		<title>How to Double Dip Your CalPERS Pension</title>
		<link>http://early-retirement-plan.com/how-to-double-dip-your-calpers-pension/</link>
		<comments>http://early-retirement-plan.com/how-to-double-dip-your-calpers-pension/#comments</comments>
		<pubDate>Thu, 30 Dec 2010 02:09:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=233</guid>
		<description><![CDATA[During these times of distress, we&#8217;re hearing a lot about government executives finding ways to milk the public out of taxpayer funds with their high salaries and pensions. One particularly bad abuse is the double dip pension. Keep in mind that most instances of double dipping are perfectly legal. However, we&#8217;ll go over the not-so-legal [...]]]></description>
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		<title>Meg Whitman and Public Employee Unions</title>
		<link>http://early-retirement-plan.com/meg-whitman-and-public-employee-unions/</link>
		<comments>http://early-retirement-plan.com/meg-whitman-and-public-employee-unions/#comments</comments>
		<pubDate>Wed, 09 Jun 2010 18:16:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=226</guid>
		<description><![CDATA[After Meg Whitman easily defeated Steve Poizner on June 8, 2010 for the Republican gubernatorial primary, she stated that she is not tied to any special interests in her victory speech. She specifically called out public employee unions, such as those with a CalPERS pension plan. It&#8217;s unclear what Whitman would to if she was [...]]]></description>
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		<item>
		<title>How to Get a Government Job With a CalPERS Pension</title>
		<link>http://early-retirement-plan.com/how-to-get-a-government-job-with-a-calpers-pension/</link>
		<comments>http://early-retirement-plan.com/how-to-get-a-government-job-with-a-calpers-pension/#comments</comments>
		<pubDate>Sat, 22 May 2010 03:44:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=223</guid>
		<description><![CDATA[Are you jealous of all the people who have tenured government jobs and a $100k pension? Well, you can try to do it but it&#8217;s a lot harder to get a $100k pension than you think. Nevertheless, it can still be done if you know where to look. The first problem is that the state, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Comparison between Greece and the California Budget Crisis</title>
		<link>http://early-retirement-plan.com/comparison-between-greece-and-the-california-budget-crisis/</link>
		<comments>http://early-retirement-plan.com/comparison-between-greece-and-the-california-budget-crisis/#comments</comments>
		<pubDate>Sat, 08 May 2010 01:02:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=219</guid>
		<description><![CDATA[Many people are comparing the current Greek sovereign debt crisis to the fiscal crisis in the state government. In 2009, California state controller John Chaing was forced to issue IOUs due to dwindling cash reserves. There was considerable doubt as to whether California can sell bonds to finance its way out of its cash crisis. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Retire with a CalPERS Pension?</title>
		<link>http://early-retirement-plan.com/how-to-retire-with-a-calpers-pension/</link>
		<comments>http://early-retirement-plan.com/how-to-retire-with-a-calpers-pension/#comments</comments>
		<pubDate>Tue, 23 Mar 2010 07:21:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=216</guid>
		<description><![CDATA[1) Tell your employer you&#8217;re going to retire. Give them 90 days or more notice. You&#8217;re not giving that much notice to be nice. You&#8217;re giving them notice so they can give you all of the paperwork you need. 2) Attend a CalPERS seminar that will tell you about all of the options available when [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can Options Be Sold in an IRA Account?</title>
		<link>http://early-retirement-plan.com/sell-options-ira-account/</link>
		<comments>http://early-retirement-plan.com/sell-options-ira-account/#comments</comments>
		<pubDate>Thu, 04 Mar 2010 06:03:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=210</guid>
		<description><![CDATA[Can options  be sold in an IRA account? The answer is yes and no. The problem is that an IRA is strictly cash account. Most brokerage accounts are designed to be margin accounts, which allow customers use their brokerage account assets such as stocks, bonds, and mutual funds as collateral. On top of this, there were additional [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Meg Whitman Throwing Pension Reform Under the Bus</title>
		<link>http://early-retirement-plan.com/meg-whitman-throwing-pension-reform-under-the-bus/</link>
		<comments>http://early-retirement-plan.com/meg-whitman-throwing-pension-reform-under-the-bus/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 04:19:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=205</guid>
		<description><![CDATA[Meg Whitman, one of the GOP candidates for governor in California, should be someone who is in favor of pension reform in California. This means she would be an enemy to everyone with a CalPERS pension. However, Whitman has refused to  support the pension benefit cap ballot measure proposed by California Foundation for Fiscal Responsibility. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Pay Down Credit Card Debt Faster with a FSA Health Flex Spending Plan</title>
		<link>http://early-retirement-plan.com/how-to-pay-down-credit-card-debt-faster-with-a-fsa-health-flex-spending-plan/</link>
		<comments>http://early-retirement-plan.com/how-to-pay-down-credit-card-debt-faster-with-a-fsa-health-flex-spending-plan/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 23:11:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=199</guid>
		<description><![CDATA[What does paying down high interest credit card debt and a FSA have to do with each other?  Simple, it can be a great financial tool to pay down higher interest debt faster. Well, a flex spending plan usually contains expenses that are medically necessary, which means those costs were going to be incurred anyway. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>California State Tax Refund Delay for 2010</title>
		<link>http://early-retirement-plan.com/no-early-california-state-tax-refund-for-2010/</link>
		<comments>http://early-retirement-plan.com/no-early-california-state-tax-refund-for-2010/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 02:14:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://early-retirement-plan.com/?p=187</guid>
		<description><![CDATA[When will I get my 2010 California tax refund? If you were counting on an early California state tax refund by e-filing your California tax return early, you can forget about it. Plan on waiting two months, if not longer, if you believe the information in the Franchise Tax Board&#8217;s tax refund status website. Don&#8217;t [...]]]></description>
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		<slash:comments>0</slash:comments>
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